General Legal Notice

The following constitutes legal notice are the result of legal policy due to current case law and applicable policies by O'NA HealthCare™. It is to be understood by all O'NA HealthCare™ Members or those wishing to become O'NA HealthCare™ Members™ that O'NA HealthCare™ is not an insurance company but a tribally owned and tribally regulated Native American cooperative program offered through Tribal Active Management Services(TAMS), Native American Tribal Economic Development Entity. Based upon current case law and applicable policy that pertains to federal, tribal & state policies as this is a tribal program that tribal law and regulations are the initial controlling point. Further, that O'NA HealthCare™ does not guarantee payment of a member’s medical costs unless the member or members are in total compliance with the program. If the member or members are in total compliance then members do receive an exemption to Affordable Care Act (ie., “ACA” also known as “Obamacare”). However as with all programs or products, unless a member is in total compliance with this program, said program should never be considered as a substitute for an insurance policy or being in compliance with ACA. Whether you receive any payments for medical expenses and whether or not this program continues to operate, you are always liable for any unpaid bills. As this is a tribally controlled Native American program and goes Nationally that tribal law and regulations are the operational guidance. While not normally applicable to tribally controlled programs, the following concurrent or operating at the same time applicable the following would apply to any required State legal notice

State Notice:

O'NA HealthCare™ is not an insurance company, and membership is not offered through an insurance company. O'NA HealthCare™ is not subject to the regulatory requirements or consumer protections of the State’s Insurance Code.

ATTENTION: This publication is not issued by an insurance company, nor is it offered through an insurance company. This publication does not guarantee or promise that your medical bills will be published or assigned to others for payment. Whether anyone chooses to pay your medical bills is entirely voluntary. This publication should never be considered a substitute for an insurance policy. Whether or not you receive any payments for medical expenses, and whether or not this publication continues to operate, you are responsible for the payment of your own medical bills.